Bajaj Finance Loan

Bajaj Finance Limited, a subsidiary of Bajaj Finserv, is a leading non-banking financial company (NBFC) in India. It offers a wide range of financial products, including personal loans, business loans, home loans, and loans against property. Known for its customer-centric approach, Bajaj Finance provides quick disbursals, flexible tenures, and competitive interest rates. With a robust digital platform, it ensures a seamless application process, making it a preferred choice for diverse financial needs.


6/9/20243 min read

Bajaj Finance Loan
Bajaj Finance Loan

Loans from Bajaj Finance: High Loan Amounts and Quick Disbursal

Bajaj Finance Limited, a subsidiary of Bajaj Finserv, is one of India's leading non-banking financial companies (NBFCs). It offers a wide range of financial products and services, including personal loans, business loans, home loans, and more. Bajaj Finance is renowned for its customer-centric approach, innovative financial solutions, and robust digital platform.

Types of Loans Offered

Personal Loans

  • Features:

    • High Loan Amount: Up to INR 5 crores.

    • Flexible Tenure: Up to 20 years.

    • Quick Processing: Swift approval and disbursal process.

    • Balance Transfer Facility: With top-up loans available.

    Professional Loans

  • Features:

    • High Loan Amount: Tailored for doctors, CAs, engineers, and other professionals.

    • Flexible Tenure: Customized repayment options.

    • Minimal Documentation: Hassle-free application process.

Eligibility Criteria
  • Personal Loans:

    • Salaried individuals aged between 25 to 58 years.

    • Minimum monthly income requirement.

    • Good credit score.

  • Business Loans:

    • Businesses with a stable income.

    • Minimum turnover requirement.

    • Valid business documents and financial statements.

  • Home Loans:

    • Salaried and self-employed individuals.

    • Good credit score and financial stability.

    • Proof of income and property documents.

  • Loan Against Property:

    • Property ownership and good credit history.

    • Proof of income and property documents.

Interest Rates and Charges

Bajaj Finance offers competitive interest rates across its loan products. The rates are often personalized based on the applicant's credit profile, loan amount, and tenure. Other charges may include processing fees, prepayment charges, and foreclosure charges, which vary depending on the loan type.

Application Process

Bajaj Finance provides a seamless and user-friendly application process through its digital platform. The steps generally include:

  1. Online Application: Fill out the application form on the Bajaj Finance website or mobile app.

  2. Document Submission: Upload necessary documents for verification.

  3. Approval: Quick approval based on eligibility and document verification.

  4. Disbursal: Loan amount is credited to the applicant’s bank account.

Customer Support and Service

Bajaj Finance is known for its exceptional customer service, offering multiple channels for customer support, including:

  • 24/7 Customer Care: Toll-free numbers and email support.

  • Branch Network: Wide network of branches across India.

  • Digital Support: Mobile app and website for easy access to account details and services.

Additional Resources


Bajaj Finance Limited stands out as a reliable and customer-centric NBFC in India, offering a wide range of loan products tailored to meet diverse financial needs. Its focus on digital innovation, quick processing, and competitive interest rates makes it a preferred choice for many borrowers. Whether it's a personal loan for an emergency, a business loan for expansion, or a home loan for your dream house, Bajaj Finance provides comprehensive solutions with unparalleled service quality.

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